Smart Start to Money
A 3-Day Course in Financial Literacy
for Students Aged 14 and up

This dynamic three-day course enables teenagers to understand vital principles of personal finance. Have fun, make new friends and gain knowledge that will empower you for a future of successful money management. You'll go home with a better understanding of banking, budgeting and being a smart consumer — ready to start saving and investing for your future.

Whether you like to spend money or save it, the Smart Start to Money programme will show you how easy it can be to put your money to work 24/7 achieving your dreams.

At this 3-day course, you'll learn how to:

• Make better decisions with money
• Save for emergencies
• Avoid the pitfalls of credit abuse
• Set short- and long-term financial goals
• Research possible investment opportunities
• Avoid taking unwise risks with money
• Create a balanced financial portfolio

Learn to manage your money and save for the future!
YoungBiz instructors are dynamic "coaches" that will motivate you to learn, set goals and improve your finances. You'll be surprised how much your confidence about making decisions with money grows during this exciting 3-day programme. Most importantly, you'll be equipped with practical skills to handle money more carefully and make better financial choices now and for the rest of your life!

To get more information about Smart Start to Money courses in your area, contact your local YoungBiz franchise office or email Tim Hall at timhall@youngbizuk.co.uk.