Should Teenagers Have Credit Cards?
When used responsibly, a credit card can be useful for emergencies or buying things online. But if you run up a bigger bill than you can repay, a credit card can get you into lots of trouble.
So what do you think? Is a credit card essential for your survival? Or is it better for teenagers to totally avoid the lure of paying with plastic?
Read these opinions from other students — then email YBeditor@youngbizuk.co.uk and tell us whether you agree or disagree with what they say.
Anthony, aged 15:
No, I don't think teenagers should have credit cards. They would max it out in no time. It would only take about a week because teens have no control. When you have money, you spend it.
Victoria, aged 18:
Yes! I think teens need credit cards because of emergencies. When I was flying back from a trip to France, I missed my flight and needed a credit card to secure a new reservation. I definitely think there are emergencies where a credit card is necessary.
Chase, aged 15:
I think teenagers should have their own credit cards at a reasonable age - probably around 16. I think anyone who can handle their schoolwork should be able to handle and manage a credit card.
Samantha, aged 17:
I think it depends on the person. In an emergency, it would be good to have one. Overall, though, I don't think it is a good idea, because I don't think they would use it just for emergencies.
CJ, aged 18:
Teenagers should only use the card if they need something and don't have cash. I have a card, but I hardly ever use it. But there are times when I do need it, like when I have to pay for something on the Internet. The limit on my card £200, so that helps me stay out of trouble.
Want to have your say?
As you can see from these responses, everyone has their own opinion about credit cards. If you would like to express your opinion, email YBeditor@youngbizuk.co.uk. Be sure to tell us your name and age, and we'll post the best responses on this page for everyone to read.
* Note: YoungBiz editors reserve the right to edit all responses for grammar, spelling and clarity of wording. No insulting remarks, verbal attacks or inappropriate language will be posted.
|
